How We Review

Money coverage has a trust problem: most "best of" lists are auctions, and most explainers are marketing copy. Here's exactly how we work, so you can judge our work fairly.

1. No pay-to-play, ever

No company can pay for a better review, a higher placement, or a softer paragraph. We don't run ads, sponsored posts, or affiliate-driven rankings. When we link to a financial product, the link goes straight to the official site — we don't earn from it.

2. Rates and terms change — we say so

APYs, fees, minimums, and bonus offers move constantly. A rate quoted in a blog post is stale the moment it's published. So we explain the mechanics — how APY works, what to compare, where fees hide — and we tell you to check the current numbers on the provider's site before acting. If we mention a specific figure, we date it.

3. Comparisons come with framing

When we compare products, we say what the comparison is based on: documented features, fee schedules, and widely reported behavior — not a lab test we didn't run. If we haven't personally used something, we don't pretend we did. The recommendations are about matching products to situations, which is where most people actually go wrong.

4. We explain; we don't advise

Everything here is educational content, not financial advice. We explain how IRAs work; we don't tell you to open one. We break down what a fee means; we don't tell you which bank to choose. For decisions involving significant money, taxes, or legal consequences, talk to a qualified professional who knows your situation.

5. We show our work on the fine print

Fees, penalties, minimum balances, rate-change clauses, arbitration terms — the stuff buried in footnotes is often the whole story. We read the terms and surface what matters, in plain English, with links to the source documents.

6. Corrections are fast and visible

Money details are easy to get wrong and costly when wrong. If you spot an error, tell us — verified fixes go live quickly, and material corrections get noted on the post.

Educational content only — not financial advice.